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You’ve found the perfect yacht for your lifestyle. Now you may be thinking what is the best boat loan to meet your financial situation.

Working with the most reputable and knowledgeable lenders in the marine industry, the Galati Yacht Sales’ finance team provides extremely competitive rates and terms tailored to fit your needs. Our finance specialist is available throughout your entire sales and closing process to answer questions and provide the “red carpet” customer service, that Galati Yacht Sales is known for.

Why consider financing the purchase of your yacht?

Realistic down payments — Depending on the purchase price of the yacht and your credit profile, expect to put 15-20% down.**

Longer financing terms – Most of our lenders offer terms up to 20 years on a fixed rate product with no prepayment penalties, simple interest loan**

Lower Monthly Payments – Because boats have a longer life cycle than cars, marine lenders usually extend longer terms, depending on the amount financed. That means monthly payments are likely to be much lower than you had expected.**
More Electronics and Extras – By financing your boat purchase, you can usually afford a newer, larger, or more powerful boat. Plus all the gear that it takes to make boating safer and more enjoyable Marine lending specialists will allow you to finance optional equipment, electronics, and extended service plans**

Why consider financing your boat through Galati Yacht Sales?

Understand the marketplace and the subtle differences with marine lending
Established partnerships with the largest marine lenders in the industry
Aggressive rates and terms available
Fast, smooth approvals within 24-48 hours**
No loan origination, closing fees, application fees or points**
All loans are simple interest with no prepayment penalties**
Convenient one stop shopping – we offer financing insurance, extended warranty, USCG documentation, state titling and registration.

**Rates, terms, down payment, origination cost and pre-payment penalty vary based on customer credit profile and approved lenders requirements